★ Bookkeeping that finally makes sense · now in the cloud

Run your business.
We'll run the
books.

Tired of fighting clunky, confusing software that treats you like an accountant? Oikos Books handles invoicing, expenses, taxes, and real reports, in plain English, on every device you own, with an AI that does the typing.

Sign up in a minute at app.oikosbooks.com — or scroll down and use the real app right here first, no signup. Accountant or firm? We'll set you up personally. Prefer to own it offline? The desktop app is free.

See it as your…

★ The cloud app, live, right here

Don't take our word for it. Use it.

This is the actual Oikos Books app, running live in your browser below, not a video, not a mockup. Type "spent $34 on gas" in the quick-log box on Home and watch it land in the right category, correctly double-entered, after you approve it. Then click ✨ Ask AI in the sidebar and ask "Who owes me money?". Nothing to install, no signup, and nothing you type ever leaves your browser.

Try it as a…
try.oikosbooks.comOpen full screen ↗
Open the full demo → Start your own books → Demo is free · no account · runs entirely in your browser

What running your books on Oikos Books actually costs you:

$0to start: the demo and desktop app are free
0minute setup, tailored to your trade
0accounting degrees required
0of your data, exportable anytime, yours forever

Built for the work you actually do

A real look

The whole business, in one calm app

Watch it drive itself, or click any section in the sidebar. This is your actual day.

Oikos Books
$24,310cash on hand
Customers owe you$6,2004 open · 1 overdue
You owe$1,8402 bills
Profit this month$8,540$31k in · $22k out
Riverside Cafe owes $1,200 on invoice #104, 6 days overdue Open →
New invoiceCreate & send
✓ Sent, and your books balanced automatically. You never touched a debit or credit.
Profit & Loss · this monthExport · Print
Money in (income)$31,200
Money out (expenses)$22,660
What's left (profit)$8,540
Plain-English statements you (or your bookkeeper) can read at a glance.
Expenses & billsRecord expense
Home DepotMaterials$420.00
ShellVehicle & fuel$88.40
City PowerUtilities · bill$240.00
Snap a quick expense or enter a bill to pay later. Categories in plain words.

Everything your business runs on, in plain English

Most owners juggle a clunky accounting program, a spreadsheet, and a shoebox of receipts, then pay someone to untangle it at tax time. Oikos Books is the one place it all lives, in words you already use, doing the real accounting correctly behind the scenes, so you never have to think like a bookkeeper.

No jargon

We translated the accounting into English

Other tools make you learn their language before you can use them. We did the opposite. The accountant's terms still run underneath, perfectly correct, but you only ever see plain words.

"Accounts Receivable"Money customers owe you
"Accounts Payable"Bills you owe
"Debit / Credit journal entry"(you never see one)
"Chart of accounts"Your categories
"Statement of cash flows"Where your money went

Try it yourself

Send an invoice. Watch your books balance.

This is the whole idea: you do the simple thing (bill a customer) and the correct, double-entry accounting happens automatically. You never touch a debit or a credit. Give it a go.

★ Live in Oikos Books Cloud

Just ask. Oikos AI knows your books.

No reports to dig through, no jargon to learn. Say what happened and it's booked, ask a plain question and get a straight answer, with the numbers pulled live from your own ledger, which never leaves your device.

  • "Just spent $34 on gas" → booked to Vehicle & Fuel, one tap to approve
  • "Who still owes me money?"
  • "What did I spend on fuel this quarter?"

Try both in the live demo above → The quick-log box is on Home; ✨ Ask AI is in the sidebar.

Oikos AI

One app. The whole business.

No add-ons to buy, no modules to unlock. It's all in the box, and Cloud adds the online superpowers. See the complete, honest feature list →

☁️

Your books, everywhere Cloud

Sign in on any computer, install on your phone, and every device sees the same books, backed up automatically.

Oikos AI Cloud

Type "just spent $34 on gas" and it's booked correctly. Snap a receipt and it's read for you. Ask anything about your numbers.

💸

Get paid online Cloud

Every invoice carries a pay-now link. Customers pay by card; the payment lands in your books by itself.

🏦

Bank feeds Coming soon

Automatic bank connections are on the way. Today, import a statement CSV and it reconciles in seconds, the same way.

🧾

Invoices & estimates

Quote, invoice, get paid. Recurring invoices, credit memos, and printable customer statements come standard.

💳

Expenses & bills

Log what you spent or enter a bill to pay later. Fix a typo with one click, move money between accounts, and every credit card gets its own account.

📊

Reports in English

Profit & loss, balance sheet, cash flow: "money in, money out, what's left." Print or export any of them.

🧮

Sales tax & 1099s

Charge tax, pay the state right from the app, and see which contractors need a 1099 at year end.

📦

Inventory

Track what you stock. Selling an item updates your quantity, cost, and profit automatically.

⏱️

Time tracking

Log billable hours as you work, then turn them into an invoice in one click.

🏗️

Job & project costing

Tag income and costs to a job and see, plainly, whether it actually made money.

🎯

Budgets

Set a yearly target for any category and watch how you're tracking, live.

🏛️

Set up for how you're organized

Sole prop, LLC, S-corp, partnership, or nonprofit. Books creates the right accounts for your entity and builds a personal tax checklist for your state.

🗂️

Tax season in 20 minutes

A worksheet with your numbers in the exact order TurboTax asks for them. Read down the list, type them in, done. Your preparer files; we make it easy.

🤝

Business partners, handled

Real capital accounts, draws done right, expenses you covered personally paid back, and a year-end K-1 split to the penny.

↪️

Switch from QuickBooks

Import customers, vendors, your chart, opening balances, even your full general ledger with years of history. Pick up where you left off.

🧑‍💼

Accountant pack

One click bundles your P&L, balance sheet, trial balance, full ledger, and a tax-mapped summary grouped by the lines on your return.

🔒

Your data, exportable

One click backs up or exports everything. It's a file on your computer, and it's yours, forever.

⬆️

Updates itself, free

New features arrive quietly in the background. No "upgrade to the new edition," no surprise bill.

Why owners switch to Oikos Books

Everywhere you work

Cloud puts the same books on your laptop, your phone, and your accountant's screen, backed up automatically, always in sync.

The AI does the typing

Say what happened ("just spent $34 on gas"), snap a receipt, or connect your bank. Entries land in the right place by themselves.

No accounting degree

Plain language everywhere, with a "what's this for?" on anything that could trip you up. Built for the expert in your trade, not in finance.

Correct, invisibly

Real double-entry accounting runs under the hood, so your books always balance, without you ever seeing a debit or a credit.

Bring it in, take it out

Import from QuickBooks to start, export everything anytime. No lock-in, ever.

Own it if you'd rather

The free desktop app is the same product, offline, on your computer, no account. Nobody can ever lock you out of your own numbers.

★ For accountants, bookkeepers & firms

Still paying QuickBooks a fortune, every month?

If you run books for a business with hundreds of employees, or a firm managing dozens of clients, you already know the pain: the price keeps climbing, the software keeps fighting you, and switching feels impossible. We make switching the easy part. We migrate your data with you, set up your team, and price it for your scale, so your books get simpler and cheaper at the same time.

Free cockpit for your book. One dashboard for every client's books. Sign up free, no card, no sales call.
Your brand, your margin. Your logo in front of clients, and you set each client's price. Cheaper seats than QBOA.
We'll still migrate the big ones. Bringing a large book or business across? Our team does it with you, hands-on.
Create a free firm account → See how it works → Bigger book to migrate? Email [email protected] and a real person replies.

Prefer to own it? Download the desktop app, free

The same Oikos Books, offline, on your Mac or Windows PC. Set up your business in about five minutes. No card, no account, no catch.

Free · auto-updates · Mac (Apple Silicon) & Windows 10/11

Simple, honest pricing

One price for a whole business. The desktop app is free, forever. Firms and accountants, talk to us.

Accountants & bookkeepers
Your whole book
Freeto start · seats $45 down to $12

One free cockpit for every client's books. Seats start at the owner rate and drop to $12 as your book grows.

  • Free firm portal, Cockpit & client invites
  • Volume seats: $45 (the owner rate) down to $12 at scale
  • Your brand in front of clients, retail you set
  • QuickBooks migration, done with you for bigger books
For accountants →
Available now
Desktop
$0forever

The full app, on your own computer. Yours to keep.

  • Invoices, expenses, sales tax & real reports
  • Complete double-entry books, in plain English
  • Works offline · your data stays on your machine
  • Free updates, forever
Download free

$45/mo covers everything a business needs, on every device. Invited users start with 30 days free. The desktop app is free and complete, no strings.

Built for the people who are great at what they do, and would rather not spend their evenings fighting accounting software.

Questions owners ask

Is this a full replacement for the software I use now?

For most small businesses, yes. Invoicing, expenses, sales tax, real reports, and a complete double-entry ledger are all built in, in plain language, without the learning curve. If your books are straightforward, Oikos Books does everything you need.

What does QuickBooks have that Oikos Books doesn't yet?

Two power-user pieces: built-in full-service payroll (today you can record or import runs from Gusto or ADP and your books stay perfect; an automatic Gusto sync is in development, and fully built-in payroll is on the roadmap) and advanced inventory (assemblies, FIFO/LIFO). Classes, locations, and project tags are already in. If you rely on something we haven't covered, reach out and we'll tell you exactly where it stands.

Does it do my taxes?

It gets you as close as software legally should. The Tax worksheet puts your numbers in the exact order TurboTax asks for them, mapped to the lines on your return (Schedule C, S-corp, partnership, or nonprofit). The one-click accountant pack bundles everything a preparer needs. Filing the actual return stays with you or your accountant.

Is my data really mine?

Completely. In Cloud, your books sync to your devices and are backed up to your account; on the free desktop app they're a file on your own computer. Either way, one click exports everything, anytime, forever. No lock-in.

Mac and Windows?

Both. One free download for each, and the app keeps itself up to date automatically.

What's the difference between Cloud and the free desktop app?

Same product, same plain English, same correct books. Cloud adds the online superpowers: your books on every device (install on your phone), automatic backup, online invoice payments, receipt photos read by AI, an accountant seat, and Oikos AI (automatic bank feeds are coming soon; CSV reconcile works today). The desktop app is the offline, own-it version, free forever.

Can I try it without installing anything?

Yes, that's the live demo above: the real app with a sample business, right in your browser. No download, no signup. When you're ready, start in the cloud or download the free desktop app.

Can I switch my existing data over?

Yes. Bring your customers, vendors, categories, and opening balances across, and you're running in minutes.