★ Bookkeeping that finally makes sense

Run your business.
We'll run the
books.

Tired of fighting clunky, confusing software that treats you like an accountant? Oikos Books handles invoicing, expenses, taxes, and real reports, in plain English, on your own computer.

Try the real app right in your browser. Nothing to install, no account. Prefer to own it? Download free for Mac & Windows. Want it everywhere, with AI? Cloud is live in founding beta.

See it as your…

★ The real thing, right here

Don't take our word for it. Use it.

This is the actual Oikos Books app, running live in your browser below, not a video, not a mockup. Pick your kind of business, send an invoice, open a report. Nothing to install, no signup, and nothing you type ever leaves your browser.

try.oikosbooks.comOpen full screen ↗
Open the full app → Free · no account · runs entirely in your browser

What running your books on Oikos Books actually costs you:

$0monthly subscription, you own it
0minute setup, tailored to your trade
0accounting degrees required
0of your data, on your computer

Built for the work you actually do

A real look

The whole business, in one calm app

Watch it drive itself, or click any section in the sidebar. This is your actual day.

Oikos Books
$24,310cash on hand
Customers owe you$6,2004 open · 1 overdue
You owe$1,8402 bills
Profit this month$8,540$31k in · $22k out
Riverside Cafe owes $1,200 on invoice #104, 6 days overdue Open →
New invoiceCreate & send
✓ Sent, and your books balanced automatically. You never touched a debit or credit.
Profit & Loss · this monthExport · Print
Money in (income)$31,200
Money out (expenses)$22,660
What's left (profit)$8,540
Plain-English statements you (or your bookkeeper) can read at a glance.
Expenses & billsRecord expense
Home DepotMaterials$420.00
ShellVehicle & fuel$88.40
City PowerUtilities · bill$240.00
Snap a quick expense or enter a bill to pay later. Categories in plain words.

Everything your business runs on, in plain English

Most owners juggle a clunky accounting program, a spreadsheet, and a shoebox of receipts, then pay someone to untangle it at tax time. Oikos Books is the one place it all lives, in words you already use, doing the real accounting correctly behind the scenes, so you never have to think like a bookkeeper.

No jargon

We translated the accounting into English

Other tools make you learn their language before you can use them. We did the opposite. The accountant's terms still run underneath, perfectly correct, but you only ever see plain words.

"Accounts Receivable"Money customers owe you
"Accounts Payable"Bills you owe
"Debit / Credit journal entry"(you never see one)
"Chart of accounts"Your categories
"Statement of cash flows"Where your money went

Try it yourself

Send an invoice. Watch your books balance.

This is the whole idea: you do the simple thing (bill a customer) and the correct, double-entry accounting happens automatically. You never touch a debit or a credit. Give it a go.

★ Coming to Oikos Cloud

Just ask. Oikos AI knows your books.

No reports to dig through, no jargon to learn. Ask a plain question and get a straight answer, with the numbers pulled live from your own ledger.

  • "How much did I make last month?"
  • "Who still owes me money?"
  • "What did I spend on fuel this quarter?"
Oikos AI

One app. The whole business.

No add-ons to buy, no modules to unlock. It's all in the box. See the complete, honest feature list →

🧾

Invoices & estimates

Quote, invoice, get paid. Recurring invoices, credit memos, and printable customer statements come standard.

💳

Expenses & bills

Log what you spent or enter a bill to pay later. Recurring bills and vendor credits handled without a thought.

📊

Reports in English

Profit & loss, balance sheet, cash flow: "money in, money out, what's left." Print or export any of them.

🧮

Sales tax & 1099s

Charge tax, track what you owe the state, and see which contractors need a 1099 at year end.

📦

Inventory

Track what you stock. Selling an item updates your quantity, cost, and profit automatically.

⏱️

Time tracking

Log billable hours as you work, then turn them into an invoice in one click.

🏗️

Job & project costing

Tag income and costs to a job and see, plainly, whether it actually made money.

🎯

Budgets

Set a yearly target for any category and watch how you're tracking, live.

🏛️

Set up for how you're organized

Sole prop, LLC, S-corp, partnership, or nonprofit. Books creates the right accounts for your entity and builds a personal tax checklist for your state.

🗂️

Tax season in 20 minutes

A worksheet with your numbers in the exact order TurboTax asks for them. Read down the list, type them in, done. Your preparer files; we make it easy.

🤝

Business partners, handled

Multiple owners get real capital accounts, draws done right, and a year-end K-1 summary split to the penny.

↪️

Switch from QuickBooks

Import customers, vendors, your chart, opening balances, even your full general ledger with years of history. Pick up where you left off.

🧑‍💼

Accountant pack

One click bundles your P&L, balance sheet, trial balance, full ledger, and a tax-mapped summary grouped by the lines on your return.

🔒

Your data, exportable

One click backs up or exports everything. It's a file on your computer, and it's yours, forever.

⬆️

Updates itself, free

New features arrive quietly in the background. No "upgrade to the new edition," no surprise bill.

Why owners switch to Oikos Books

Own it, don't rent it

A one-time app you keep, not a subscription that holds your own books hostage every month.

No accounting degree

Plain language everywhere, with a "what's this for?" on anything that could trip you up. Built for the expert in your trade, not in finance.

Correct, invisibly

Real double-entry accounting runs under the hood, so your books always balance, without you ever seeing a debit or a credit.

Works offline

It lives on your computer. No account, no internet, no outage can ever lock you out of your own numbers.

Bring it in, take it out

Import to start, export everything anytime. No lock-in, ever.

Updates itself, free

New features show up automatically. The version you bought keeps getting better.

Download Oikos Books, free

Install it on your Mac or Windows PC and set up your business in about five minutes. No card, no account, no catch.

Free · auto-updates · Mac (Apple Silicon) & Windows 10/11

Simple, honest pricing

Start free today. Cloud is live, in founding beta.

Founding beta
Cloud
$45/mo · free during beta

Everything in Free, plus your books everywhere, and an AI that does the typing.

  • Your books on every device, install on your phone, automatic backup
  • Bank feeds, online invoice payments, receipt photos read by AI
  • Type "just spent $34 on gas" and it's booked to the right category
  • Invite your accountant (view or adjust) & ask Oikos AI anything about your books
Request a beta invite

Have an invite code? Sign in at app.oikosbooks.com

The desktop app is free and complete today. Cloud is live and filling up through founding-beta invites: beta users pay nothing and keep a founder's thank-you price at launch.

Built for the people who are great at what they do, and would rather not spend their evenings fighting accounting software.

Questions owners ask

Is this a full replacement for the software I use now?

For most small businesses, yes. Invoicing, expenses, sales tax, real reports, and a complete double-entry ledger are all built in, in plain language, without the learning curve. If your books are straightforward, Oikos Books does everything you need.

What does QuickBooks have that Oikos Books doesn't yet?

Two power-user pieces: built-in full-service payroll (today you can record or import runs from Gusto or ADP and your books stay perfect; native payroll is in development) and advanced inventory (assemblies, FIFO/LIFO). Classes, locations, and project tags are already in. If you rely on something we haven't covered, reach out and we'll tell you exactly where it stands.

Does it do my taxes?

It gets you as close as software legally should. The Tax worksheet puts your numbers in the exact order TurboTax asks for them, mapped to the lines on your return (Schedule C, S-corp, partnership, or nonprofit). The one-click accountant pack bundles everything a preparer needs. Filing the actual return stays with you or your accountant.

Is my data really mine?

Completely. Your books are a file on your own computer. Back it up or export everything anytime. Nothing is held on someone else's server.

Mac and Windows?

Both. One free download for each, and the app keeps itself up to date automatically.

Do I need to be online?

No. The free app works fully offline on your own computer. If you'd rather have your books on every device, get paid online, connect your bank, and use the built-in AI assistant, the Cloud plan adds all of that. It's live now in founding beta.

Can I try it without installing anything?

Yes. try.oikosbooks.com runs the real app right in your browser with a sample business. No download, no signup. When you're ready, download the free app or start the Cloud plan.

Can I switch my existing data over?

Yes. Bring your customers, vendors, categories, and opening balances across, and you're running in minutes.